1. Risk already cancelled or refused by another insurer.

2. Risk that is not identified with the operations of a pharmacy;

3. File having locations and/or operations outside the covered territory.

4. Any pharmacy or drugstore that is not a McKesson Canada franchisee

5. Sales of products/services on the Internet

6. Holistic manufacturing of products or “White label product” type

7. Nutraceuticals - products that are not approved by Health Canada

8. Dietary Programs – Regarding the suggestion of herbal remedies/weight loss products, this does not apply to health education/management or co-relation with other medical conditions (such as diabetes).

9. Cultivation, sale or distribution of medical marijuana products

10. Manufacturer(s) of medical products

11. Pharmaceutical company(ies)

12. Building having knob and tub wiring known as “knob and tub wiring”